Assetz Capital

Assetz Capital Limited

FoundedLondon, England (October 28, 2012)
HeadquartersManchester, Manchester, England
OfficesLondon and Edinburgh
ProductsPeer-to-peer lending
ServicesFinancial services
ParentAssetz Plc
Divisions– Assetz SME Capital Ltd – Assetz Capital Ltd
  • Assetz Capital is a British peer-to-peer or “marketplace” lender which allows private and institutional investors to lend money directly to small businesses (SMEs) and property developers.
  • Regulation
    • Assetz Capital received full FCA authorisation in September 2017.
  • Risk
    • If a borrower fails to repay a loan a lender risks losing all or part of their investment.
    • Assetz Capital take asset security from the borrower to mitigate against losses to the lenders.
    • It is important to differentiate between loan defaults and losses, the difference being the recovered capital via the security taken against the loan when it was first extended.
    • Assetz Capital uses a recoveries team to recover capital through security taken on a loan.
  • Investment accounts
    • Assetz Capital has a number of investment accounts.
    • Target rates of interest vary based on the types of loans they invest in, security types, diversification of the investment, ease of access to funds in normal market conditions, and any additional cover such as a provision fund.

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